New 2025 rental and HOA legal guidelines for U.S. states

Change is simpler when your neighborhood is ready for it. New laws impacting rental and HOA communities has been handed in a number of U.S. states, affecting all the things from digital voting to accessible parking.

Try the brand new legal guidelines which have come into impact in 2025.

You can even try legal guidelines that got here into impact in 2024 and former years for every state.

    

California

Inflexible high quality cap for many violations
On July 1, 2025, California enacted Meeting Invoice 130. Whereas AB 130 focuses totally on housing growth and native allowing processes, there’s one change that has created some main concern inside HOAs.

 AB 130 limits fines to $100 per violation. Nonetheless, the board could “impose a penalty acknowledged within the schedule of financial penalties or complement that’s in impact on the time of the violation that’s greater than $100 if the violation leads to an antagonistic well being or security affect on the frequent space, or one other affiliation member’s property.” That being stated, boards should undertake written findings in an open assembly, specifying which violations fall below this class.

The thought behind this rule is to guard house owners from unreasonable high quality quantities. However now, some boards are nervous about efficient enforcement.

    

Digital voting permitted
It has lastly occurred! Homeowners residing in California can elect administrators and amend governing paperwork utilizing digital secret ballots as of January 1, 2025. Nonetheless, elections associated to assessments should nonetheless observe the normal methodology of paper secret ballots, states AB 2159.

Homeowners retain the correct to proceed utilizing conventional secret written paper ballots. HOAs should accommodate proprietor preferences, and should set up and talk clear timelines for modifications in voting preferences. Detailed directions on vote electronically, in addition to change their most well-liked methodology of voting, have to be supplied no later than 30 days earlier than the opt-out deadline.

Homeowners who want to swap from digital to paper ballots or vice versa should accomplish that no later than 90 days earlier than the election.

This new voting choice is predicted to extend participation, enhance voter turnout, and scale back workloads for employees.
    

HOAs are chargeable for sustaining energy and water service that come from frequent areas

SB 900 amends sections 4775, 5550, and 5610 of the Civil Code, regarding frequent curiosity developments.

Current regulation, until in any other case supplied within the declaration of a typical curiosity growth, typically places an affiliation accountable for repairing, changing, and sustaining the frequent space, until the paperwork state in any other case.

This invoice, efficient January 1, 2025, holds associations chargeable for repairs and replacements obligatory to revive interrupted fuel, warmth, water, or electrical companies that start within the frequent space, even when the matter extends into one other space, until the utility service that failed is required to be maintained, repaired, or changed by a public, personal, or different utility service supplier, or in any other case supplied within the declaration of a typical curiosity growth.

The invoice requires the board to begin the method of finishing repairs inside 14 days. If there are inadequate funds within the reserve to cowl the price of repairs, the invoice authorizes an affiliation to acquire aggressive financing to begin repairs or replacements and not using a vote, and to levy an emergency evaluation to repay the mortgage if sure circumstances are met.

Nonetheless, earlier than acquiring that financing, the board shall cross a decision containing written findings relating to the character of the affiliation’s bills and the way the affiliation’s reserves don’t cowl the mandatory prices. 

If the board is unable to succeed in a quorum in the course of the 14-day interval, the invoice would require a restricted decreased quorum on the subsequent duly observed board assembly, just for the vote to begin the method of creating repairs. The invoice would additionally authorize administrators to vote by digital means for functions of initiating repairs or replacements, pursuant to the invoice’s provisions.

The invoice additionally exempts an affiliation from the above-described necessities and the overall responsibility to restore, exchange, and keep the frequent space, if:

  • the affiliation is in an space affected by a state of catastrophe or emergency declared by the federal authorities, a state of emergency proclaimed by the Governor, or an area emergency proclaimed by an area governing physique or official, and
  • the catastrophe or emergency materially impacts the affiliation’s capacity to adjust to the above-described necessities or duties

Lastly, a brand new subpart (c) is added to Civil Code Part 5550, the reserve research requirement statute. The fuel, water, and electrical service parts have to be included within the reserve research if the HOA is chargeable for them.

Sadly, voting should nonetheless happen in individual at a bodily location. So far, based on CA Civil Code Sec 5100, digital voting shouldn’t be allowed for HOAs.

       

Florida

HOAs want a web site and should put up information

As of January 1, 2025, HB 1203 requires all HOAs that include 100 parcels or extra to take care of a web site, and host digital copies of many of the affiliation’s official information, together with articles of incorporation, CC&Rs, bylaws, guidelines and present insurance coverage insurance policies.

If this regulation sounds acquainted, you’re most likely considering of HB 1237.  As of 2019, rental associations with 150 or extra items (excluding timeshare items) had been legally required to have a web site that complied with particular obligations. Amendments had been made in 2024, requiring condominiums with 25 or extra items to have a web site.

HOAs weren’t particularly talked about in HB 1237, however Senate Invoice 398 did state that “every affiliation shall designate on its web site” sure paperwork. HB 1203 makes it clear that HOAs want a web site, identical to condominium communities.

  

Obligatory reserve fund necessities

This information mustn’t come as a shock to any Florida condominium neighborhood. Senate Invoice 4-D was signed into regulation in Could of 2022 as a response to the Surfside condominium collapse.

Along with different obligations, the invoice requires condominiums to have a Structural Integrity Reserve Examine carried out each 10 years, with the primary research having been accomplished by December 31, 2024. 

Associations can not refuse to fund, or knowingly underfund the reserves for objects required to be included within the Structural Integrity Reserve Examine.

  

Obligatory inspections

SB 4-D additionally requires condominiums to finish Milestone Structural Inspections. Associations which are 3 or extra tales excessive should have a Milestone Structural Inspection accomplished by December 31 of the 12 months during which the constructing turns 30 years outdated. If a constructing is already greater than 30 years outdated, it should conduct a milestone inspection earlier than December 31, 2024. Milestone inspections should proceed each 10 years thereafter.

For condominiums positioned inside 3 miles of a shoreline, a milestone inspection should happen when the constructing turns 25 years outdated, and should proceed each 10 years thereafter.   

  

Illinois

Accessible parking necessities

SB 2740 requires all condominiums with parking to implement insurance policies for accessible parking entry for house owners with disabilities. The laws goes into impact on January 1, 2025. 

Insurance policies have to be adopted by the board no later than April 1, 2025. The insurance policies should embody:

  • the process for submitting a request for an accessible parking house; and
  • the time during which the board could evaluation a request, which will not be greater than 45 days from the date the request was submitted

  

Prioritization for disabled house owners

In circumstances the place accessible parking areas are frequent components or leased by the affiliation, the coverage should give disabled house owners precedence over non-disabled house owners for using these areas.

If a non-disabled proprietor is utilizing an accessible house, they need to relinquish it when a disabled proprietor’s request is permitted.

For accessible areas which are deeded or restricted frequent components, disabled house owners can request to trade their commonplace parking house for an accessible one.

For brand spanking new or transformed condominiums, all accessible parking areas should stay frequent components.

  

Michigan

HOAs can not ban photo voltaic panels

The Michigan legislature not too long ago enacted the Householders’ Power Coverage Act, 2024 PA 68, which imposes new necessities on Michigan HOAs with respect to putting in photo voltaic panels and different inexperienced initiatives.

As of March 2025, any provisions that prohibit, or have the impact of prohibiting the set up of a photo voltaic vitality system, are thought-about invalid and unenforceable. Nonetheless, HOAs can nonetheless deny functions below sure circumstances.

Associations should additionally undertake a photo voltaic vitality coverage and observe sure steps when requests to put in photo voltaic vitality methods are submitted by house owners. If an HOA fails to undertake a coverage inside 1 12 months after the Act comes into impact, or reply to a member’s request to put in the photo voltaic vitality system inside 30 days after receipt of a written utility, a member could proceed with the set up of the photo voltaic vitality system.

Current U.S. laws

12 monthsStateLegislation

2024

Each state

Boards should file a Helpful Possession Info (BOI) report

The Company Transparency Act (CTA) requires rental and HOA boards to file a Helpful Possession Info (BOI) report back to the U.S. Division of Treasury’s FinCEN. Efforts are nonetheless being made to have neighborhood associations exempt from this requirement.

California

Obligatory balcony inspections for condos

Beneath SB 721, condominiums should have a certified inspector carry out a visible inspection of balconies by January 1, 2025, and each 6 years thereafter.

SB 326 requires condominiums to have a certified inspector carry out a structural integrity inspection by January 1, 2025, and each 9 years thereafter.

On-line conferences permitted

HOA board and member conferences can happen fully on-line.

Earlier than the adoption of AB 648, a bodily location nonetheless needed to be designated for an HOA assembly, with no less than one board member in attendance, even when the assembly was happening nearly.

Homeowners can add an ADU and promote it as a second residing house

An HOA proprietor could add an Accent Dwelling Unit to their property, and could possibly promote it to another person if sure necessities are met.

Florida

Homeowners can’t be pressured to park pickups of their garages

Home Invoice 1203 is filled with new legal guidelines geared toward offering extra transparency and consistency to owners.

Probably the most important legal guidelines permits HOA house owners, tenants and company to park pickup vans in driveways.

Fines can’t be issued with out the choice to attend a listening to

Beneath HB 1203, a high quality or suspension levied by the board can’t be issued until the board has supplied no less than 14 days’ written discover of the proprietor’s proper to a listening to.

Hearings could also be held by digital means.

No unreasonable bans on flags in backyards

Additionally below HB 1203, until prohibited by common regulation or native ordinance, HOAs can not outright ban flags, boats, vegetable gardens, clothes strains or synthetic turf if they’re in an proprietor’s yard and can’t be considered from the entrance of the house, an adjoining parcel, an adjoining frequent space, or a neighborhood golf course.

Hawaii

Patrons could obtain paperwork by way of e mail

Senate Invoice 2600 HD1 CD1 provides rental consumers the choice to ship sure condominium-related paperwork by way of e mail.

Condominium unit house owners can put money into inexperienced vitality initiatives

A progressive initiative goals to offer lower-income households entry to photo voltaic vitality, whereas additionally giving multi-family residential property house owners the chance to put money into photo voltaic vitality to offset vitality prices.

Condos are eligible to obtain industrial property-assessed financing

HB2801 HD1 SD1 CD1 makes it potential for condominiums to obtain industrial property-assessed financing . This reduces the necessity for buildings to levy huge particular assessments.

Illinois

Charging station necessities

The Illinois EV Automotive Charging Act states that single-family residences, or small multifamily residences constructed after January 1, 2024, should have no less than one EV-capable parking house.

Developments constructed earlier than 2024 should permit house owners and renters to put in EV charging stations so long as there’s a parking house for the car. Nonetheless, associations could decline requests that aren’t affordable.

New York

Condos and co-ops should scale back emissions

Native Legislation 97 , a part of New York Metropolis’s Local weather Mobilization Act, has set a sequence of emission discount benchmarks that the town’s largest buildings should meet. The following benchmark is 2030.

Texas

POA members obtain extra readability about fines

Home Invoice 614 requires Texas POAs to undertake an enforcement coverage relating to fines, and house owners should obtain a replica of the coverage yearly. The coverage have to be posted on the POA’s web site.

2023

California

Residents can request to obtain digital communications

Civil Code 4040 was amended at the start of 2023, making it obligatory for associations to ship paperwork based on the popular supply methodology specified by the member. This contains e mail.

Hawaii

Adjustments to order research necessities

Reserve research have to be reviewed by an “impartial reserve research preparer.” They have to even be reviewed and up to date at least as soon as each three years. Moreover, research utilizing a “money stream plan” (as outlined within the regulation) have to be created based mostly on a minimal 30-year projection versus a 20-year projection.

Illinois

Restrict on charges for producing paperwork

Home Invoice 5246 reduces the timeframe for condominiums in Illinois to offer sure disclosures below Part 22.1 of the Illinois Condominium Property Act (unit resales) from 30 to 10 enterprise days. The invoice additionally caps charges for the paperwork at $375 (with annual changes based mostly on the “Client worth index-u”) and permits for a further $100 cost for rush service accomplished inside 72 hours.

Maryland

Obligatory reserve research

All condominiums, HOAs, and housing cooperatives should undertake common reserve research of frequent space parts. Communities that haven’t had a reserve research accomplished since October 1, 2018, should undertake one no later than October 1, 2023. The research have to be up to date each 5 years thereafter.

Nevada

HOAs should give members a strategy to pay assessments on-line

Nevada handed laws that required every HOA with 150 or extra items to determine a web site or portal, put up affiliation paperwork, and as of 2023, give house owners a strategy to pay their assessments on-line .

Pennsylvania

Authorization of digital voting

Associations can host digital conferences and take digital votes with out making modifications to the bylaws, so long as the bylaws (or declaration) don’t expressly prohibit one of these conduct.

Whereas offering extra flexibility, these modifications additionally require associations to verify the id of unit house owners and ensure votes are precisely being despatched and obtained.

2022

Idaho

Monetary data have to be supplied to house owners

Idaho’s House owner’s Affiliation Act requires HOAs to offer house owners with a rundown of charges annually on or earlier than January 1. It should additionally present a replica of the affiliation’s monetary assertion to all members yearly.

Members can ask for an up-to-date disclosure at any time, and should obtain it inside ten enterprise days.

Colorado

Particular course of for accumulating unpaid assessments, charges, and fines

Due to Home Invoice 22-1137, there are new issues that HOAs can and can’t do with regards to accumulating late charges. For instance, when addressing a delinquency, an HOA should first contact an proprietor by licensed mail and put up a replica of the discover on the unit proprietor’s property, contacting them by first-class mail, an e mail, or a textual content message.

The HOA should preserve information of its correspondence.

Indiana

HOA house owners can petition for photo voltaic panel vitality choice

Indiana handed Home Invoice 1196 which states that any proprietor who’s a member of an HOA that has codified guidelines (adopted or amended after 2019), or beforehand dominated that photo voltaic installations will not be put in inside the neighborhood, can petition different house owners for approval to put in the photo voltaic vitality system.

If approval exceeds 65% of members, or the expressed quantity of signatures wanted to ratify an modification below the HOA’s current guidelines, the proprietor can current the signatures and mission to the board.

California

Approval from board wanted earlier than transferring funds

Earlier than Meeting Invoice 1101, AB2912 acknowledged {that a} board would wish to offer written approval funds amounting to greater than $10,000 or 5% of an affiliation’s whole mixed reserve and working account deposits, whichever is decrease, wanted to be transferred.

To reduce confusion, AB 1101 modifications the brink to
prohibit transfers of $5,000 or 5% of the estimated earnings within the annual working price range for small associations (50 items or much less) and
$10,000 or 5% of the estimated earnings within the annual working price range for giant associations (51 items or extra) with out prior written approval from the board.

2021

Florida

Board assembly notices may be distributed electronically

Senate Invoice 630 has modified the method for offering members with board conferences notices, Associations can select to undertake a process for offering discover electronically.

Maryland

HOAs could host conferences nearly

Maryland communities can attain a quorum, take part in, and vote at conferences which are hosted electronically. Additionally enacted was Home Invoice 593 to make clear the process for holding extra conferences of rental and HOA house owners the place there is no such thing as a quorum current on the preliminary house owners’ assembly.

Texas

HOA data have to be on-line

Senate Invoice 1588 mandates that HOAs with no less than 60 tons, or any affiliation that has a administration firm, should take advantage of present model of the affiliation’s “dedicatory devices” regarding the affiliation or subdivision, and filed within the county deed information, accessible on a web site.

Utah

Use of reserve funds throughout emergency

Senate Invoice 75 modified the Condominium Act and Group Affiliation Act to allow using reserve funds to cowl price range shortfalls throughout a declared emergency if greater than 10% of householders are behind on evaluation funds because of the emergency.

Washington

Homeowners can request to obtain communications electronically

Discover to the affiliation, the board, or house owners by digital transmission is efficient solely upon those that have consented, in writing, to obtain electronically transmitted notices and have designated the handle, location, or system to which such notices could also be electronically transmitted.

2020

Arizona

Lien for evaluation, accumulating late charges

Aside from condos which have fewer than 50 items and don’t have a third-party supervisor working for them, the affiliation shall present a assertion of account in lieu of a periodic cost guide to house owners with the identical frequency that assessments are supplied for within the declaration. The assertion of account should embody the present account stability due, and the instantly previous ledger historical past.

The proprietor could choose to obtain the assertion electronically if that’s an choice supplied by the affiliation.

The affiliation could cease offering statements to an proprietor if assortment exercise begins by an legal professional or assortment company that’s not appearing because the affiliation’s managing agent.

California

Adjustments to elections

Managers are prohibited from serving as inspector of elections; Senate Invoice 323 prohibits an individual who’s presently below contract with the affiliation from serving as inspector.

Florida

Fireworks on holidays

Senate Invoice 140 permits for using fireworks on New 12 months’s Eve, New 12 months’s Day and the Fourth of July. HOAs should prohibit or deny using fireworks, together with on these designated holidays, if there’s a correctly permitted and executed restriction present in a declaration of covenants. The invoice doesn’t apply to condominiums or cooperatives.

New Jersey

Digital voting

Digital voting is permissible supplied that:
(i) all election rules are nonetheless adopted
(ii) the bylaws allow digital voting
(iii) the digital voting is run by a impartial third-party

2019

Florida

Group associations want a web site

Condominium associations with 150 or extra items (excluding timeshare items) should have a web site that complies with particular necessities.

HOAs weren’t particularly talked about within the regulation, it makes use of the phrase “affiliation,” not “rental affiliation.”

Texas

Safety of lemonade stands (applies to subdivision associations solely)

Part 202.020 of Home Invoice 234 prohibits a property house owners affiliation that administers a subdivision growth from imposing any restrictive covenant that may forestall a toddler below 18 from often working a lemonade stand (or a stand that sells different non-alcoholic drinks) on actual property positioned within the subdivision growth, supplied the kid has the permission of the proprietor of such actual property.

California

Stopping fraud and embezzlement

Meeting Invoice 2192 states that particular person board members or a board subcommittee that features the treasurer should now evaluation HOA monetary data month-to-month as a substitute of quarterly.

Particularly added to the evaluation are the affiliation’s test register, month-to-month common ledger, and delinquent evaluation receivable reviews.

2018

Florida

Recording amendments to governing paperwork

HOAs are required to file amendments to guidelines and rules. Associations should be aware modifications utilizing underlines and strikethroughs.

Amended paperwork have to be recorded within the public information of the county during which the neighborhood is positioned, and copies of amendments to governing paperwork have to be despatched to all house owners.

South Carolina

Resolving cash disputes

Cash disputes of as much as $7,500 can now be litigated in Magistrates Courtroom, which usually doesn’t require an legal professional. These kind of points usually are not as pricey for house owners to litigate.

Washington

Digital notices

The Washington Frequent Curiosity Possession Act (WUCIOA) states that no matter if bylaws and declarations are silent on the matter of digital discover, it’s now approved by WUCIOA. Associations may give digital discover to members who “choose in.”

Every proprietor is required to have consented in a file that they may settle for discover by e mail or different digital transmission. Consent could also be revoked by the proprietor at any time upon sending one other file.

Conclusion

Payments are sometimes created to resolve widespread issues impacting condominium and owners associations. Many of those new payments will both assist to make clear guidelines or enhance processes for house owners and communities. You probably have any questions on a regulation that’s coming into impact in your metropolis or state, please attain out to your lawyer.  

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